Payment Security

Updated: 26 August 2026.

This page explains exactly what happens to your data when you pay for a subscription by card — with no vague statements about security.

1. Cards we accept

Visa, Mastercard® and Maestro®, both debit and credit.

The price carries no extra cost: there are no shipping charges, no processing fees and no other surcharges. The service is digital and there is nothing to ship — access is unlocked as soon as the transaction is approved.

We do not display the marks of other cards because we do not accept them. If your card is not one of these, you can pay by bank transfer — get in touch and we will send you the payment details.

2. Your card number never reaches us

When you click to pay, you are taken to a payment page operated by Dodo Payments. You enter the card number, expiry date and CVV on their page, not on ours.

Omni.ba never receives that data and has nowhere to store it — the card number is tokenised on their side immediately. All that comes back to us is what we need in order to know the subscription is paid: that the transaction was approved, the amount, the time, and the date up to which access is paid for.

3. Identity verification — 3-D Secure

Transactions go through 3-D Secure, the card schemes’ security programme, called Visa Secure at Visa and Mastercard® Identity Check™ at Mastercard. In practice this means your bank confirms that it really is you — usually with a code in the bank’s app or by SMS.

The check is triggered when the card scheme requires it, when regulation requires it (PSD2 in Europe), or when a transaction is flagged as risky. Alongside it, the CVV and the cardholder’s address are verified, and transactions are scored in real time to detect fraud. That protects you from card misuse, and us from a charge someone would later dispute.

4. Encrypted connection

Confidentiality of the data is protected by the latest version of TLS encryption. The payment pages are secured with the SSL protocol using 128-bit encryption, which prevents unauthorised access to the data while it travels between you and the payment page.

Dodo Payments is PCI DSS Level 1 — the highest level of compliance with the card schemes’ standard for protecting card data. Card numbers are tokenised and are not stored by the merchant, and therefore not by us either.

5. Currency and conversion

All prices on the site and all charges are stated in convertible marks (BAM/KM). The amount you see is the amount that is charged — 30 KM per month, or 300 KM per year, VAT included.

If you pay with a card whose account is in another currency, the amount is converted into your currency by your bank or your card scheme, at their rate and with any fee of theirs. We have no influence over that rate and no record of it — which is why the amount on your statement may differ slightly from the amount charged here.

6. Who the seller is and what appears on your card statement

Omni.ba is developed and provided by UniCode d.o.o.. Subscription billing is handled by Dodo Payments as the merchant of record: they are the legal seller on the subscription invoice, they issue the invoice, and they account for the tax on that sale.

That is why your card statement shows Dodo Payments, and not “Omni.ba” or UniCode d.o.o.. You receive the payment confirmation with the subscription details by email from them. The software itself, the support and your data stay with us, and we are the ones responsible for them.

7. No hidden charges, and no refunds either

The trial lasts 7 days and does not ask for a card. Nothing is charged on its own until you pay for a subscription for the first time.

Once a subscription is paid, subscription fees are non-refundable — neither when you cancel mid-period nor because you did not use the service. The trial exists precisely so you can check whether Omni suits you before you pay anything. An incorrect charge (a duplicate one, one for the wrong amount, or one taken after cancellation) is always corrected; the details are on the Refunds and Complaints page.

8. If something is wrong

For an incorrectly charged amount, a duplicate charge or any question about payment, see Refunds and Complaints, write to podrska@omni.ba or call us on 062 080 246.

UniCode d.o.o. · Brka bb, 76100 Brčko distrikt BiH · TIN (JIB) 4600493000006 · VAT number 600493000006 · Registration number 96-01-0014-22, Osnovni sud Brčko distrikta BiH